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The Business of Being a Housewife A Manual Efficiency and Economy. von Adams, Jean Prescott (eBook)

  • Erscheinungsdatum: 25.09.2016
  • Verlag: anboco
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The Business of Being a Housewife

As meat is one of the most important items of American diet, its price is a matter of moment to every housewife. Comparisons between the cost of live animals and the price per pound of meat sometimes lead to the conclusion that the existing margin is too wide and that possibly the profits of the middleman are too large. After fair analysis, the housewife realizes that a live animal is not all meat and, furthermore, that the meat carcass is not all steaks and rib roasts. A comparison, therefore, between the live cost of meat animals per pound and the cost per pound of a tenderloin is misleading, if it results in any conclusions relative to margins. Then we must reckon with the wide difference in grades of meat. We cannot correctly estimate the cost of a steak cut from a prime beef by that of a steak from a grass-fed cow. There are several grades of meat, depending upon the nature and feeding, each wholesome and nutritious, but some demanding more special cooking than others. About fifty-five per cent of a steer is meat; the remainder includes the hide and various other by-products, which, except the hide, are not worth in their primary state anywhere near as much per pound as they cost alive. The fifty-five per cent of the animal which is meat must, therefore, carry the greater portion of the original cost. That is why a steer carcass might be sold by the packer for twenty cents a pound and still fail to pay a profit, even though the live animal cost the packer only twelve cents a pound. The casual observer, noting a difference of eight cents a pound between the live animal and the carcass, might say a sixty-six per cent increase in price is unduly large; but a little deeper study develops that the return from the carcass in this instance would fail to equal the amount paid for the live steer. When a retailer buys a carcass, he purchases neck meat as well as loins; chucks as well as rounds.

Produktinformationen

    Format: ePUB
    Kopierschutz: watermark
    Seitenzahl: 188
    Erscheinungsdatum: 25.09.2016
    Sprache: Englisch
    ISBN: 9783736416611
    Verlag: anboco
    Größe: 1045kBytes
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The Business of Being a Housewife

Every home maker has a cherished ideal for the various members of her family. The rapidity with which that dream is realized depends upon how the family income and individual energy are used. To those who have never kept a record of expenditures, the first definite step toward establishing a substantial financial basis and assuring progress to the family is the keeping of an expense account. Each day, make an accurate accounting of all expenditures. Keep this carefully for four months, then, with that account as a basis, plan your expenditures for the next four months and live within that plan. The third quarter, keep your expense account again and then you will have the accurate information regarding the financial needs of your particular family. After a careful analysis, make up a year's budget, cutting down non-essentials and adding to accounts that really mean an advance step toward your goal.

The following percentages will serve as a guide showing the possibilities of various incomes. Each family will find it necessary to adjust the figures according to special needs, local conditions and family ambitions. Special education is worth economy in many lines, as it offers future returns and is really an investment.

The food section of the Family Account Book is perhaps the most important. Without properly prepared food in proper combination, and quantity, we are not able to exercise our greatest earning ability, to grasp new situations as we should, or to invest our savings wisely. By keeping the food account according to the body building uses of the food purchased, we daily progress in our food knowledge and become adepts at using alternative foods.

When one really operates a budget plan to win, it is an advancement in itself. In cases of a large independent income it is wise to have your banker's representative work out a budget for you. The budget outline, on page 6 , is estimated for a family of five, one young child, two school children, mother and father. Where the family is smaller, the food and clothing accounts will change, the amount saved going either to savings, investments, or advancements.
BUDGET FOR $200.00 A MONTH OR $2400.00 A YEAR

As this monthly income should be apportioned to permit of the proper savings and investments

Family of Two

Family of Three

Family of Four

Family of Five

Items

% of Income

Amount

% of Income

Amount

% of Income

Amount

% of Income

Amount

Food

20

$40.00

25

$50.00

32

$65.00

40

$80.00

Shelter

17

35.00

20

40.00

22

45.00

25

50.00

Operati

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